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Campaign Name: KENWOOD BLOG-June 2025-Land Loans 101: What Investors Need to Know Before Buying

Blog Post

Land Loans 101: What Investors Need to Know Before Buying


Buying land can be one of the smartest investment moves—if you know how to finance it the right way. At Kenwood Mortgage, we’ve helped Arizona investors fund land deals from Prescott to Phoenix, and we’ve seen what works (and what doesn’t). Whether you’re eyeing raw acreage or an infill lot, here’s what you need to know before pulling the trigger on that land deal.


Not All Land is Created Equal

Before applying for a land loan, make sure you fully understand zoning, access, utilities, and potential entitlements. Some parcels look like great deals on paper but come with unexpected costs that can kill returns. We help investors vet these key details to ensure the land is truly investment-worthy.


Banks Hesitate—We Don’t

Traditional banks often avoid land loans altogether due to their complexity and perceived risk. At Kenwood, we fill that gap. As a private lender, we can evaluate the deal based on the real value of the property and your plan for success—not rigid credit formulas or long wait times.


Speed and Certainty Matter

In competitive markets like Arizona, delay equals lost opportunity. We typically close land loans quickly upon receiving a preliminary title report. Investors count on us when timing is everything—because when you need to act fast, we bring speed and certainty.

We Fund Unique Situations

From developers needing entitlement capital to buyers securing future build sites, we’ve funded land deals in nearly every scenario. We’ve worked with individuals, LLCs, foreign nationals, and trusts. No matter your structure, if your plan makes sense—we’re ready to talk.

Let’s get your next land deal funded fast and without the red tape. Apply today or get a no-obligation quote. At Kenwood Mortgage, we make land loans happen—when others won’t.